Domestic or personal insurance refers to insurance for your car, your home, the contents of your home, your personal effects and belongings, computers, recreation vehicles (caravans, trailers, boats) and personal liability. We offer you the correct cover at the best pricing from leading insurers.
We will discuss this with you in detail as it pertains to your situation, both as a new client, and each year at renewal time. You are welcome to contact us at any time to discuss your policy and the different products available in the market and those recommended by us. Below is a brief description of the cover provided by each policy.
Covers loss or damage to the buildings of the home and includes all permanent fixtures such as built in cupboards, sanitary ware, light fittings, gates & fences, driveways, aerials & satellite dishes caused by any of the insured perils such as fire, lightning, storm, burst pipes and impact by vehicles or aircraft, earthquake, malicious damage & theft.
Similar to Homeowners but covers all movable contents of the home including personal clothing, linen and curtains, loose rugs, books etc. Garages & outbuildings. TV's, sound systems & glass, are in certain policies, covered for accidental damage.
This covers all accidental damage, loss or theft of items if specified and cover extends worldwide.
Legal liability to third party persons resulting in accidental death, bodily injury or illness or accidental loss of or damage to third party property.
Loss of or damage to your insured vehicle if covered comprehensively. If insured for balance of third party fire and theft this covers damage caused to third party vehicle and your vehicle is covered if loss or damaged by fire or theft of the vehicle only.
Accidental Loss of or damage to these items insured & theft of, if covered comprehensively.
Covered for accidental loss of or damage & theft and breakdown of the equipment or parts thereof such as motherboard, hard drives, monitors. Not covered for wear & tear.
Covered for accidental loss of or damage & theft.