Domestic Insurance

How we cover your personal risk

Domestic or personal insurance refers to insurance for your car, your home, the contents of your home, your personal effects and belongings, computers, recreation vehicles (caravans, trailers, boats) and personal liability. We offer you the correct cover at the best pricing from leading insurers.

We will discuss this with you in detail as it pertains to your situation, both as a new client, and each year at renewal time. You are welcome to contact us at any time to discuss your policy and the different products available in the market and those recommended by us. Below is a brief description of the cover provided by each policy.

Ask for a Quote now

Contact us on (031) 764 5080 or franco@bottari.co.za to get a competitive quote for comprehensive quality cover that will not leave you in the lurch. Drop in to discuss your needs anytime, we are conveniently located.

Home Builders Insurance

Covers loss or damage to the buildings of the home and includes all permanent fixtures such as built in cupboards, sanitary ware, light fittings, gates & fences, driveways, aerials & satellite dishes caused by any of the insured perils such as fire, lightning, storm, burst pipes and impact by vehicles or aircraft, earthquake, malicious damage & theft.

Household Contents Insurance

Similar to Homeowners but covers all movable contents of the home including personal clothing, linen and curtains, loose rugs, books etc. Garages & outbuildings. TV's, sound systems & glass, are in certain policies, covered for accidental damage.

All Risks Insurance

This covers all accidental damage, loss or theft of items if specified and cover extends worldwide.

Liability Insurance

Legal liability to third party persons resulting in accidental death, bodily injury or illness or accidental loss of or damage to third party property.

Motor Vehicles Insurance

Loss of or damage to your insured vehicle if covered comprehensively. If insured for balance of third party fire and theft this covers damage caused to third party vehicle and your vehicle is covered if loss or damaged by fire or theft of the vehicle only.

Caravans & Trailers Insurance

Accidental Loss of or damage to these items insured & theft of, if covered comprehensively.


Covered for accidental loss of or damage & theft and breakdown of the equipment or parts thereof such as motherboard, hard drives, monitors. Not covered for wear & tear.

Boats and Small Craft Insurance

Covered for accidental loss of or damage & theft.